Send us any home inspection report. Within 24 hours you get a systems-by-systems read of the home's age, remaining life, and what's coming due in the next ten years — every figure citing its public source. Made to forward to your agent.
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Home-inspection standards are condition standards — inspectors do that job well. But the standard checklists don't require the age of your systems, their remaining life, or what replacement costs — so almost no report includes them. That's the gap between knowing the water heater "works today" and knowing it's a year past its typical service life.
Illustrative example — a composite home, shown so you can judge the format. In your real report, every fact comes from your inspection report and every typical-life figure cites the U.S. Dept. of Housing & Urban Development's published useful-life table, page and all.
| System | Age | Typical life (HUD) | Where it sits |
|---|---|---|---|
| Water heater | 1997 — 29 yrs | ~12 yrs (p.10) | PAST TYPICAL LIFE — yr 29 of ~12 |
| A/C condenser | 2018 — 8 yrs | ~15 yrs (p.12) | Mid-life — yr 8 of ~15 |
| Asphalt roof | 2018 — 8 yrs | ~20 yrs (p.8) | Mid-life — yr 8 of ~20 |
| Electrical panel | not stated in report | ~50 yrs (p.13) | Unknown — we say so rather than guess |
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